SUMMARY OF TRAVEL GUARD POLICIES

Cruise, Tour & Travel

Match outstanding service with comprehensive primary coverage and you've got Cruise, Tour & Travel. This plan offers trip cancellation, baggage delay, medical expenses, emergency medical transportation, accidental death and dismemberment, free access to our 24-hour emergency assistance services and more.   This is a primary coverage policy and claims are paid directly from Travel Guard.  No deductibles. This policy also covers you for pre-existing medical condtions and financial default of the airline or tour operator IF the policy is purchased within 13 days of your initial payment to the company.     

Protect Assist

Protect Assist is the ideal program for the budget-conscious traveler because it is less expensive than Cruise, Tour & Travel and includes trip cancellation, interruption, travel delay, baggage and travel document loss, baggage delay, medical expenses and emergency medical transporation along with 24-hour emergency travel and medical services and concierge services.  This policy is a secondary coverage policy .  You submit your claim to your insurance company first and then resubmit to Travel Guard.  Travel Guard will pay what your other policies will not pay.   No deductibles.  This policy also covers you for pre-existing medical conditions and financial default of the airline or tour operator IF the policy is purchased within 13 days of your initial payment to the company. 

Cruise Guard

Protection for cruisers including cancellation, interruption and delay, missed cruise connection, emergency medical treatment or evacuation, lost, stolen or damaged baggage or personal effects and baggage delay.  

TravelGuard Essential (TGE)

Travel Guard's  most affordable package plan that includes essential coverage for trip cancellation and interruption, travel delay, medical expenses and baggage. No 15-day purchase window required since Travel Guard Essential does not include coverage for financial default or pre-existing medical conditions.  This coverage is secondary coverage.  You have to make a claim with your existing policies first and then Travel Guard will pay what they won't pay.  

Pack n' Go

This policy is ideal for the traveler who does not need trip cancellation or coverage for pre-existing medical conditions but wants trip interruption, missed connection coverage, travel delays, lost or delayed baggage and primary medical expense and medical evacuation coverage.   This policy is a primary coverage policy.    

Travel Rite Annual Protection

Travel Rite Annual is ideal for you if you are a frequent leisure or business traveler who doesn't want to worry about the little things. Select one of our three levels of coverage and receive hotel overbooking services, collision damage protection for rental cars, emergency medical transportation and more.

Collision Damage Waiver

Pay just $7 per day and receive coverage for costs of repairs for collision or comprehensive damage to a rental car. Our primary rental car insurance is sold per vehicle rather than per person, and offers two options for coverage.

StudentGuard

Purchase Student Guard and insure your young adult on their next class trip, spring break or study abroad program. This program provides coverage for medical expenses, travel delay, missed connections as well as unique services such as translation services, legal referrals, bail bond assistance and more.   

FlightGuard

Purchase Flight Guard if you are interested in life and accident insurance while flying on commercial airlines. Select from five levels of coverage and receive coverage against unexpected accidents that may occur while on, boarding or leaving an aircraft.

Travel America Plan

Travel America's roadside assistance and concierge services are ideal for families hitting the open road throughout the U.S. and Canada. It also provides valuable coverage for missed connections, trip cancellation, medical expenses and more.

Air Ticket Protection

Travel Guard will cover the airline ticket fees the next time you must cancel or interrupt your trip. This program reimburses up to full ticket price as well as covers ticket change fees charged by the airline. This policy also covers you for pre-existing medical condtions and financial default of the airline or tour operator IF the policy is purchased within 5 days of your initial payment to the company.